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1 min read

New Research Quantifies Value of Long-Term-Care Insurance

By Ernie Halal on Dec 11, 2014 1:11:45 PM

A new report from the American Council of Life Insurers (ACLI) finds that private long-term-care insurance (LTCI) can save Medicaid $47.7 billion and reduce consumers’ out-of-pocket expenses to pay for care by $69 billion. The report, “Who Will Pay for Our Long-Term Care,” also shows that women are at a higher risk of needing long-term care than men.

Topics: Grow Your Business LTCI
3 min read

Many Fear Talking About Long-Term Care

By Ernie Halal on Dec 5, 2014 10:32:18 AM

One out of every four adults would rather go to the dentist than talk about their long-term-care (LTC) or aging needs.

Topics: Grow Your Business LTCI
2 min read

Selling Long-Term-Care Insurance Today

By Ernie Halal on Nov 25, 2014 10:30:58 AM

My grandfather had a long-term-care event late in his life, which lasted for about five years.  Even at a young age, I saw how much this event affected not only my grandfather, but also our family and loved ones around him.  Because he didn’t have any long-term-care insurance coverage, you could see the strain it put on the family both emotionally and financially.  Unfortunately, when he was healthy enough to purchase long-term-care insurance, nobody talked to him about the solutions that were out there and how important they would be to him, should he ever have a need.

Topics: Grow Your Business LTCI
2 min read

3 Steps to Grow Your LTCI Sales

By Ernie Halal on Nov 6, 2014 11:12:15 AM

November is Long-Term-Care Awareness month, a time when the spotlight is on long-term-care insurance (LTCI) and the critical role it can play in your clients’ lives.

Topics: Grow Your Business LTCI
2 min read

Three Easy Ways to Start an LTCI Conversation

By Ernie Halal on Nov 14, 2013 3:32:09 PM

November is Long-Term Care Insurance Awareness Month, making it the perfect time to reach out to your clients to start an LTCI conversation. And it’s not as hard as you might think.

Topics: Sales Grow Your Business LTCI
1 min read

Planning for Long-Term Care

By Ernie Halal on Oct 29, 2013 12:52:50 PM

Genworth's 2013 Beyond Dollars: A Way Forward study, highlights the fact that adequately planning for long-term care can potentially save money and reduce the stress that is faced by caregivers. In fact, families could save nearly $11,000 annually if long-term-care plans were made earlier.

Topics: Grow Your Business LTCI
2 min read

LTCI Industry Expected To Pay Billions in Claims by 2032

By Ernie Halal on Oct 22, 2013 3:26:49 PM

The nation's long-term-care insurance companies are expected to pay $15 billion annually to policyholders a decade from now and more than twice that amount in 2032, when today's 60-year olds reach their 80s.

Topics: Grow Your Business industry news LTCI
1 min read

LTCI Industry Pays $6.6 Billion in Benefits

By Ernie Halal on Jun 3, 2013 11:00:00 AM

Some 264,000 individuals were receiving long-term-care insurance benefit payments as of December 31, 2012, according to a report from the American Association for Long Term Care Insurance.

Topics: Grow Your Business industry news LTCI
2 min read

Few Americans Own LTC Insurance

By Ernie Halal on Nov 15, 2012 11:02:43 AM

According to recent research from the LIFE Foundation and LIMRA, paying for long-term care services is a top financial concern for the majority of consumers today; yet, few of them say that they own long-term-care insurance, the very product that can provide them with a financial safety net to help pay for their care. In fact, research from LIMRA indicates that less than two percent of consumers have an LTCI policy in force.

Topics: Sales Grow Your Business industry news LTCI
1 min read

November is Long-Term Care Insurance Awareness Month

By Ernie Halal on Nov 1, 2012 4:38:25 PM

Seven out of 10 people aged 65 and over will require long-term care at some point during their lives, and more than 40 percent will need care in a nursing home, according to the U.S. Department of Health and Human Services.

Topics: Grow Your Business industry news LTCI

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How has your practice changed since COVID-19?
Using more video conferences with clients
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