<img height="1" width="1" style="display:none;" alt="" src="https://dc.ads.linkedin.com/collect/?pid=319290&amp;fmt=gif">
Join NAIFA
Blurry Street - Hero

 

NAIFA Members Provide Financial Security

2 min read

The Rise of Cash Balance Plans: Why They’re Here to Stay

By NAIFA on 5/12/25 3:12 PM

Cash balance plans have quickly become one of the most popular options in the defined benefit space—now representing over 50% of all such plans. Their appeal lies in their flexibility, tax advantages, and ability to help small business owners save more for retirement while reducing taxable income. As more clients look for impactful retirement planning strategies, understanding how cash balance plans work is more important than ever.

Join us on Wednesday, May 28, 2025, from 12:00 to 1:00 pm Eastern for an in-depth webinar exploring the growing popularity of cash balance plans and how they can be leveraged to serve clients' retirement and tax planning goals.

This session will cover:

  • How to layer a cash balance plan on top of an existing retirement plan.

  • The role of life insurance in enhancing cash balance plan benefits.

  • Tax advantages unique to this type of plan.

  • Why these plans are a practical solution even for businesses with multiple employees.

Armando Testani, Retirement Services Consultant at Security Mutual Life Insurance Company, will lead the presentation. With more than two decades of experience in qualified and non-qualified plan strategies, Armando will share valuable insights and practical applications to help you support clients effectively.

Thanks to sponsorship by Security Mutual, this live webinar is free for both NAIFA members and non-members.

Don’t miss your chance to deepen your understanding of one of today’s most powerful retirement planning tools. Register now to secure your spot.

REGISTER

3 min read

Bobby Johnson of Midland National Life Insurance Company Joins NAIFA Industry Leadership Board

By NAIFA on 5/8/25 9:12 AM

NAIFA has appointed Bobby Johnson, Chief Distribution Officer of Midland National Life® Insurance Company, to the Industry Leadership Board (ILB).

Topics: #NAIFAProud Press Release
2 min read

Member Spotlight on Chris Henderson: Building a Successful Career and Advocating for the Industry with NAIFA

By NAIFA Membership on 5/5/25 6:47 PM

Chris Henderson, a dedicated member of NAIFA since 2014, has built a successful career in the financial services industry, making a lasting impact at both the local and national levels. Based in Madison, Wisconsin, Chris works with M3 Insurance, where he specializes in life insurance for both individuals and businesses, as well as executive benefits. For Chris, the opportunity to help people and meet new, interesting individuals keeps him motivated every day. His background in finance, combined with his business school education, led him to join M3 Insurance, where he has spent the past 20 years helping the company grow its financial services division, through his registration as an investment advisor representative with Global Retirement Partners, LLC, dba M3 Financial, an SEC registered investment advisor. Chris serves as Managing Director of M3 Financial.

Topics: Advisor Today
38 min read

Empowering Women in Finance With Lindsey Lewis

By Advisor Today on 5/5/25 11:12 AM


Lindsey Lewis is a Chartered Financial Consultant and a Certified Financial Planner who champions the advancement of women in the financial industry through research, education, and advocacy. She leads various initiatives, encompassing podcasts, social media, and events fostering community and professional growth for women advisors. Recognized for her contributions, Lindsey has been honored with accolades, including InvestmentNews’ 40 Under 40 and the 2024 Female Trailblazer of the Year award. She volunteers at nonprofits and holds degrees in personal financial planning and an MBA from Utah Valley University.

2 min read

May Is Disability Insurance Awareness Month

By Kevin Mayeux on 5/1/25 9:25 AM

May is Disability Insurance Awareness Month (DIAM), an important time to highlight the critical role disability insurance plays in protecting the financial well-being of American workers and their families. NAIFA is committed to raising awareness and educating about the necessity and value of disability insurance.

NAIFA proudly participates in Disability Insurance Awareness Month, a national initiative led by Life Happens. Through this campaign, we provide financial professionals with resources to educate their clients about the importance of disability insurance, helping them secure critical protection against unforeseen financial challenges.

Topics: NAIFA CEO Executive Summary
39 min read

Empowering Financial Voices With Erica McQuade

By Advisor Today on 4/30/25 11:17 AM


Erica McQuade is a government relations expert specializing in federal lobbying and advocacy. With a strong background in political advocacy, she actively engages in legislative initiatives that impact the financial services industry. Erica is a featured speaker at events like the NAIFA Women’s Financial Security Fly-In, where she empowers women financial professionals to advocate for their clients and communities. Her dedication to public affairs underscores her commitment to advancing financial security and industry representation.

2 min read

Social Security Administration to Reinstate National Social Security Month

By NAIFA on 4/23/25 2:29 PM

The Social Security Administration announced that it is reinstating National Social Security Month, a campaign to raise public awareness about accessing and optimizing benefits. Last observed in 2019, the campaign was paused during the pandemic and has been revived to help Americans make informed decisions about their retirement income.

Every day, 10,000 Baby Boomers become eligible to claim Social Security, creating an opportunity for financial professionals to guide clients through one of the most important steps in their retirement journey. NAIFA is committed to helping financial professionals turn this critical moment into opportunity through powerful tools and training, including the Registered Social Security Analyst (RSSA) program and educational resources like the on-demand webinar, "Social Security Financial Wellness: Help Your Clients Maximize Their Benefits." (NAIFA Members may access the webinar here.)

Topics: Social Security
2 min read

NAIFA advocacy meets growing demand for financial literacy education

By Kevin Mayeux on 4/22/25 2:53 PM

Financial literacy is a critical life skill that’s becoming more important as today’s students prepare to navigate a changing financial landscape. According to a 2024 report by Tyton Partners and Next Gen Personal Finance, just one personal finance course in high school can translate into a lifetime benefit of nearly $100,000. That powerful statistic should prompt action from policymakers, educators, and communities nationwide. 

Topics: Financial Literacy
1 min read

NAIFA Partner SAMUSA Celebrates 30 Years of Success

By NAIFA on 4/18/25 9:51 AM

NAIFA wishes a happy 30th anniversary to our affinity partners Mickey Straub and the SAMUSA team. Since launching and naming the industry in 1995, they have pioneered sales activity management solutions and collaborated with industry giants such as MetLife, New York Life, Northwestern Mutual, Ameriprise, MassMutual, Knights of Columbus, and others, as well as top-performing firms and producers.

Topics: NAIFA Partner
4 min read

Loan Split Dollar - A Renaissance in the Making?

By Andrew Rinn, JD, CFP, CLU, ChFC on 4/17/25 11:46 AM

Loan split dollar remains one of those advanced market strategies that engenders two distinct reactions among financial professionals. One reaction sees nearly unlimited opportunity in the executive business market, while another relegates this concept to the esoteric and inapplicable. Though the latter reaction may be natural for those still stuck in an early 2000s mindset, today’s financial professionals would be remiss if they didn’t seize this impactful strategy and place it in their executive benefit toolkit.

The particulars of this technique (sometimes called collateral assignment split dollar) are beyond the constraints of this piece, but a synopsis of the “Why” behind loan split dollar will help to explain the rationale and provide a brief review of this executive benefit strategy.

Topics: Advanced Planning Centers of Excellence

Featured

Find A Pro Consumer Directory  - Blog Email Ad (300x250 px)

 

THANK YOU TO
OUR ADVERTISERS

_LUTCF  - AT web (300 x 300 px)