Health care reform’s Medical Loss Ratio (MLR) rule, which requires insurers to spend at least 80 to 85 percent of premium dollars on medical care, may be having unintended consequences. A recent NAIFA survey of members found 80 percent in the health business have seen their commissions decrease since the MLR rule went into effect. The Department of Health and Human Services recently issued a rule on MLR and made no mention of the problems it’s causing agents and their clients.

From Politico:

A new federal health insurance rule in President Barack Obama’s health care law was supposed to crack down on wasteful administrative expenses, but insurance agents and brokers say they’re about to become unintended casualties.

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You can keep up with NAIFA's advocacy efforts on this and other issues on the NAIFA Blog. Also, NAIFA’s advocacy team provides members with regular updates on important regulatory changes like MLR. Click here for details.