Carroll Golden, Executive Director of NAIFA’s Knowledge Centers, is featured in Advisor Magazine with her article, “Hybrid Long-Term Care: One Strategy, Two Possible Outcomes.” The article highlights the growing importance of long-term care planning and how financial professionals can help clients prepare for care needs before they disrupt retirement income, investments, or legacy plans.

Golden explores hybrid long-term care solutions, which generally combine life insurance with benefits that can be used for qualifying long-term care expenses. She explains how these policies can provide clients with flexibility by helping fund care when it is needed while preserving a death benefit when long-term care benefits are not fully used. The article also encourages financial professionals to help clients understand the tradeoffs involved and evaluate whether hybrid coverage fits within their broader financial plans.

The feature in Advisor Magazine demonstrates how NAIFA leaders continue to bring their expertise and perspectives to audiences across the insurance and financial services industry. Read Golden’s full article to learn more about hybrid long-term care and the role financial professionals can play in helping clients protect their choices and prepare for the future.