--- title: "The Rise of Cash Balance Plans: Why They’re Here to Stay" description: "NAIFA Webinar on The Rise of Cash Balance Plans: Why They’re Here to Stay May 28" image: https://at.naifa.org/hubfs/052825%20Webinar%20Social%20Images%20-%20BlogPost%20(1000x620%20px).png --- [![ApexNLC_banner2-1](https://at.naifa.org/hs-fs/hubfs/ApexNLC_banner2-1.jpg?width=728&height=73&name=ApexNLC_banner2-1.jpg)](https://apex.naifa.org/) [![Advisor Today Logo - White@960](https://at.naifa.org/hs-fs/hubfs/Advisor%20Today%20Logo%20-%20White@960.png?width=960&height=146&name=Advisor%20Today%20Logo%20-%20White@960.png) ![Advisor Today Logo - White@960](https://at.naifa.org/hs-fs/hubfs/Advisor%20Today%20Logo%20-%20White@960.png?width=960&height=146&name=Advisor%20Today%20Logo%20-%20White@960.png) ](https://at.naifa.org/) [![Join NAIFA](https://no-cache.hubspot.com/cta/default/2635471/19793afe-5adf-4f28-b999-9dd4527de76b.png)](https://cta-redirect.hubspot.com/cta/redirect/2635471/19793afe-5adf-4f28-b999-9dd4527de76b) [**](https://at.naifa.org/the-rise-of-cash-balance-plans-why-theyre-here-to-stay#tmpmodule_1614584860767204) ** ![Lifesaver Beach-1](https://at.naifa.org/hs-fs/hubfs/Lifesaver%20Beach-1.jpeg?width=1400&height=799&name=Lifesaver%20Beach-1.jpeg) #### **NAIFA Members Provide Financial Security** ###### 2 min read ## [The Rise of Cash Balance Plans: Why They’re Here to Stay](https://at.naifa.org/the-rise-of-cash-balance-plans-why-theyre-here-to-stay) By [NAIFA](https://at.naifa.org/author/naifa) on 5/12/25 3:12 PM ![](https://at.naifa.org/hubfs/052825%20Webinar%20Social%20Images%20-%20BlogPost%20(1000x620%20px).png) Cash balance plans have quickly become one of the most popular options in the defined benefit space—now representing over 50% of all such plans. Their appeal lies in their flexibility, tax advantages, and ability to help small business owners save more for retirement while reducing taxable income. As more clients look for impactful retirement planning strategies, understanding how cash balance plans work is more important than ever. Join us on Wednesday, May 28, 2025, from 12:00 to 1:00 pm Eastern for an in-depth webinar exploring the growing popularity of cash balance plans and how they can be leveraged to serve clients' retirement and tax planning goals. This session will cover: - How to layer a cash balance plan on top of an existing retirement plan. - The role of life insurance in enhancing cash balance plan benefits. - Tax advantages unique to this type of plan. - Why these plans are a practical solution even for businesses with multiple employees. [Armando Testani](https://www.linkedin.com/in/armandotestani/), Retirement Services Consultant at [Security Mutual Life Insurance Company](https://smlny.com), will lead the presentation. With more than two decades of experience in qualified and non-qualified plan strategies, Armando will share valuable insights and practical applications to help you support clients effectively. Thanks to sponsorship by [Security Mutual](https://smlny.com), this live webinar is free for NAIFA members. Don’t miss your chance to deepen your understanding of one of today’s most powerful retirement planning tools. Register now to secure your spot. 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