Robert Miller, president of the National Association of Insurance and Financial Advisors, issued the following statement concerning the U.S. Supreme Court’s decision to uphold the healthcare law.

“NAIFA’s primary healthcare reform goal is to ensure access to affordable health services in a sustainable, competitive insurance market without jeopardizing the high quality of care and service expected by consumers. The Supreme Court’s ruling provides the clarity needed to advance NAIFA’s goals,” Robert Miller said.

Partially striking the Medicaid expansion is estimated to impact some individuals who will make too much money to meet current Medicaid eligibility requirements, but will not make enough to be eligible for the law’s tax credits to purchase insurance, Miller said.

NAIFA believes Congressional modification is needed and will ask the following of Congress:

• Remove agent commissions from the medical loss ratio (MLR)
• Repeal the CLASS Act
• Raise or remove the contribution cap for flexible spending arrangements (FSAs)
• Reverse the 3.8 percent tax on unearned income (including annuities)
• Enhance HSA and FSA use
• Build on the employer-based system
• Reduce consumer costs

“As we review the details of the court’s ruling on the Medicaid provisions, NAIFA may make additional requests along those lines,” Miller added.